Actuarius

End-to-end actuarial analysis platform

Every part of reserving,
on one platform.

Data management, reserve modelling, cash flow and IFRS 17 discounting in a single system. An AI agent works across all of them — it closes the period, builds the model, produces the report and records the reasoning behind every decision.

No credit card required · Start with Excel, CSV or Oracle

DataConnected
ReservingModelling
Cash FlowReady
DiscountingReady
AI Agentworks across all

Modules

Four modules, one data layer

They run on the same period, the same line of business and the same set of assumptions; a change in one is reflected in the others.

Actuarius — Data

Data

Connected

Claim, premium and large-loss data by valuation period. Straight from an Oracle table or via Excel/CSV.

Actuarius — Reserving

Reserving

Modelling

Chain-Ladder and Bornhuetter–Ferguson; development factors, tail fitting, large-loss split, frequency-severity, scenario versions.

Actuarius — Cash Flow

Cash Flow

Ready

Quarterly and monthly cash flow projection from the payment pattern; stays consistent with the reserve.

Actuarius — Discounting

Discounting

Ready

Liability discounting (LIC) with an IFRS 17 yield curve, illiquidity premium and risk adjustment.

AI Agent

An actuarial assistant that works across every module

The agent does more than chat: it connects the data, builds the triangle, excludes outlying link ratios, moves immature cohorts to BF, runs cash flow and discounting, and produces the report. It respects roles and model locks; every step is reversible and written to the audit trail.

31

Reserving

Triangle, exclusions, tail, BF, scenarios, roll-forward

10

Cash Flow

Pattern, LDF, exclusions, curve

2

Discounting

State read and LIC calculation

2

Data & Navigation

Period listing, moving between modules

Period close

The close takes five steps

The agent can run these end to end; you approve and take over whenever you want.

  1. 01

    Load the data

    Claim, premium and large-loss sets for the new period are connected.

  2. 02

    Reconcile

    The new diagonal is compared with what was expected; deviating cohorts are flagged.

  3. 03

    Revise

    The model is updated: exclusions, basis choice, a priori loss ratio, correction factor.

  4. 04

    Project

    The cash flow pattern and IFRS 17 discounting are calculated.

  5. 05

    Report and lock

    Summary, segment breakdown and Excel output are produced; the model is locked.

Modelling and reporting

A seven-step model flow

The tabs in the reserving module follow the process one to one; each step feeds the next.

reserving / 2026Q2 / Fire & Homeldf
Actuarius — LDF
Pick the averaging window, exclude an outlying cell; the selected LDF and the CDF chain update instantly.
03 / 07

Governance

Audit-ready by construction

Who changed what, and why, is not reconstructed afterwards — it is recorded.

Roles

Admin and user separation; module and data access follow the role.

Model lock

Only one person edits a model at a time; everyone else sees it read-only.

Audit trail

Every write is stored with who · when · what · why.

Versions

Scenarios are kept as separate versions and compared side by side.

Pricing

Start free

Upgrade as your team and module needs grow.

Free₺0forever
  • 1 period · 1 line of business
  • Reserving module
  • AI Agent
  • Excel export
Start free
Pro₺100per month
  • Unlimited periods and lines
  • Cash flow and discounting
  • Scenario versions
  • All agent tools
Go Pro
EnterpriseCustomper organisation
  • Multiple users and roles
  • Oracle integration
  • Enterprise audit workflow
  • On-premise
Talk to us

Frequently asked questions

Questions we get

If you cannot find what you are looking for, write to us using the form below — we usually reply the same day.

Who is Actuarius for?

It is built for reserving actuaries, actuarial managers and the teams that review model changes at insurers and reinsurers. The same model structure carries from individual use to a multi-user enterprise process.

Which reserving methods are supported?

Chain-Ladder and Bornhuetter-Ferguson are the core methods. On top of those you get the frequency-severity (average cost per claim) method, volume-weighted / simple / geometric LDF averaging, parametric tail models (exponential, inverse power, power, Weibull) and manual CDF entry.

What can the AI agent actually do?

The agent has 45 tools across four modules. It connects the data, builds the triangle, excludes outlying development ratios, moves immature accident periods onto a BF basis, derives the a priori loss ratio from mature years, runs cash flow and discounting, and produces the closing report. Every step it applies is visible in the interface, reversible and written to the audit trail.

How do I load my data?

Claim-level loss data and earned premium can be uploaded as Excel or CSV; in an enterprise setup they can be read directly from an Oracle table. If you already have a development triangle, you can import that instead.

Can model changes be audited?

Yes. Every write is recorded with who made it, when, and on which line of business and model. Model locking means only one person edits a model at a time; scenarios are kept as separate versions and compared side by side.

How does the period close work?

New period data is loaded, the previous model can be carried forward with roll-forward, the new diagonal is compared against expectation (Actual vs Expected), deviating cohorts are revised, cash flow and discounting are calculated, then the report is produced and the model is locked.

Is IFRS 17 discounting supported?

Yes. The discounting module discounts cash flows using a yield curve and illiquidity premium, then adds the risk adjustment to produce the liability for incurred claims (LIC). An IFRS 4 style fixed-rate and nominal approach is also supported.

What does the free plan include?

The Free plan is permanently free: 1 valuation period and 1 line of business, the reserving module, Chain-Ladder and BF calculations, the AI agent and Excel export. No credit card is required.

Book a demo

Let us run your next close together.

Tell us how your team works today; we will go through enterprise setup, integration and pricing with you. We usually reply the same business day.

Try it free first

Prefer to write directly: [email protected]